Joanne joined MacDonald & Associates in 2020, bringing over 19 years of financial planning experience, including 17 years in the banking industry. With deep roots in the Cold Lake/Bonnyville community, she is dedicated to providing local clients with a personalized approach to financial planning, always prioritizing their best interests.

Her extensive professional credentials include the CERTIFIED FINANCIAL PLANNER® (CFP) designation and Elder Planning Counselor certification, underscoring her commitment to delivering expert advice tailored to each client’s unique needs and life stage.

Joanne is passionate about building long-term relationships through trust, transparency, and thoughtful guidance. Her warm and client-focused approach makes her a valued member of the MacDonald & Associates team.

In her free time, Joanne enjoys spending quality time with her family and grandchildren, traveling, curling, golfing, relaxing at the lake, and connecting with friends—pursuits that reflect her love of community, adventure, and embracing the moments that matter most.

Financial planning is a passion & working with a wonderful team of talented knowledgeable people enhances the planning process for our clients. Offering impartial, well researched advice and showing how much we care is the best way to work with clients.