Tax doesn’t have to feel like a mystery—or a moving target.

At MacDonald & Associates Private Wealth Management, tax planning is not something we “add on” to your financial plan. It’s the lens we use for every decision you make.

Whether your wealth runs through corporations, investments, businesses, or family structures, smart planning means paying attention to tax before it becomes a problem.

High-Net-Worth, High Impact

When you have wealth, small decisions can create big tax bills.

Estate choices affect tax. Corporate structure affects income. Giving affects everything.

We specialize in tax planning for high-net-worth individuals who want strategies that work across investment accounts, businesses, trusts, and estates.

We look beyond this year’s tax bill. We look at every part of your financial life together—cash flow, tax, corporations, estate, insurance, investments, and giving—with a clear view of what life can look like five, ten, and twenty years from now.

The result is something most teams can’t deliver: real peace of mind that your wealth is being managed from every angle and every moving piece is working toward the same goal.

Biggest Areas of Impact

Together, we’ll look at the areas that tend to make the biggest difference:

  • making sure you’re using the deductions and credits available to you
  • structuring retirement savings and withdrawals in a tax-smart way
  • reviewing business structures and corporate planning
  • choosing the right mix of salary and dividends to improve after-tax cash flow
  • coordinating your estate plan so taxes at death are handled intentionally—often including insurance where it supports the plan

Real Planning For Business Owners

Owning a business changes your tax life.

We design tax planning for business owners who want to keep more of what they build. That includes careful corporate tax planning, strategic compensation, and thoughtful planning around reinvestment, dividends, and transitions.

Capital Gains, Handled Carefully

When significant assets are involved, timing matters.

We design capital gains tax planning strategies around sales, transfers, estates, and inheritances—so your wealth moves where you want it to go.

One Plan, One Direction

Ready to stop guessing and start making confident decisions? Book a free consultation and we’ll map out the smartest next steps—so you can keep more of what you build and move forward with clarity.