Real planning starts when everything comes together.
We look at cash flow, tax, corporations, estate, insurance, investments, and giving as one connected picture.
That’s how wealthy Canadians gain real peace of mind: knowing every moving piece is coordinated, important details aren’t missed, and decisions support the same plan.
The result is a financial life that feels simpler to manage, with clear priorities now and a steady view of what’s next.
Retirement Planning
Retirement planning for high-net-worth Canadians with layered wealth. We connect corporations, registered and non-registered assets, and lifestyle goals into one coordinated income plan. For business owners, we guide the “sell, keep, borrow, distribute” decisions and map decumulation deliberately to support steady spending, tax efficiency, and estate and giving objectives.
Tax Planning
Tax planning is the lens we use for every major decision. We integrate cash flow, corporate structure, compensation, capital gains, retirement withdrawals, estate planning, and giving so strategies work together. The focus is long-term: lowering lifetime tax, keeping structures clean, and ensuring your plan stays cohesive as your wealth grows, your business changes, and life transitions arrive.
Investment Planning
Investment planning designed to support your life. We build portfolios within a connected plan that considers cash needs, tax, estate, insurance, and timing. Backed by IG’s investment team and global partners, our approach is disciplined and research-driven, with clear oversight so you stay confident and comfortable through changing markets, year after year.
Insurance Planning
Insurance planning that protects families and businesses with layered wealth. We start with a needs analysis, then design coverage that supports income protection, estate liquidity, and business continuity. Life, critical illness, disability, and corporate solutions are coordinated with tax, estate, and investment strategy so protection fits your structures and goals. The outcome is steadier planning and real peace of mind.
Cash and Liquidity Management
Cash management that keeps money available, coordinated, and tax-aware across multiple accounts and entities. We examine cash flow, commitments, and borrowing needs, then structure liquidity so you can act on opportunities without disrupting the plan. Strategies can include tailored cash approaches, mortgage planning support through IG’s specialists, and integrated banking solutions.
Estate Planning
We bring your documents, structures, and intentions into one clear view, coordinating with your other professionals so decisions are coordinated and consistent. Every recommendation runs through a tax and estate lens to preserve value at transition and keep the plan understandable for the people who will carry it forward.
Business Succession
Business succession planning for owners who want a clear, well-structured transition. Whether you’re selling to a third party, management, or family, we coordinate valuation inputs, deal terms, shareholder agreements, capital gains planning, and Lifetime Capital Gains Exemption eligibility where applicable. The goal is an exit strategy integrated with your personal wealth plan.
Charitable Giving
Charitable giving planned with structure and staying power. We integrate generosity into your broader wealth strategy—tax, estate, corporate planning, and family priorities—so giving is easy to sustain and as impactful as possible. We can explore donor-advised funds, gifts of publicly traded securities, and longer-term approaches that support causes you care about while strengthening family engagement across generations, together.
Intergenerational Wealth Transfer
Wealth transfer planning that connects tax, estate, corporations, and family communication. We help families clarify intentions, coordinate structures, and plan how value moves over time—while keeping the plan understandable for the next generation. Conversations can include inheritance, care for loved ones, wills and wishes, and business transitions. The aim is a smooth transfer that reflects your values and priorities.
Post-Secondary Education Planning
Post-secondary education planning that fits inside your overall wealth plan. We help families choose education savings strategies, often using RESPs to capture tax-deferred growth and available grants. Planning considers contribution limits, flexibility if paths change, and how education funding interacts with retirement, tax, and wealth transfer goals. The result is a clear approach that supports children or grandchildren over time.